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Tips, tutorials, and updates from the Molixa team

Finance

How to Write an Invoice for Freelance Work
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How to Write an Invoice for Freelance Work

Your first client invoice should not be a guess. Here is exactly what every freelance invoice must include, how to number and date it, the payment-term wording that gets you paid faster, and a free generator that exports a clean PDF.

June 29, 202612 min read
How to Validate a Crypto Wallet Address
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How to Validate a Crypto Wallet Address

Sending crypto to a malformed address means losing it forever. Here is exactly how to validate a wallet address across every major chain before you hit send.

June 27, 202614 min read
How to Calculate Take-Home Pay After Taxes
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How to Calculate Take-Home Pay After Taxes

Gross pay is not what lands in your bank account. This guide breaks down the exact formula that turns your salary into take-home pay, with a worked example and a free calculator for 9 countries.

June 26, 202612 min read
Margin vs Markup: The Difference That Costs You Money
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Margin vs Markup: The Difference That Costs You Money

A 30% markup is not a 30% margin, it is about 23%, and that gap quietly erodes profit. Here is the difference, both formulas, and how to convert between them.

June 24, 20269 min read
Salary Calculator: Negotiate Like You Know What You're Worth
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Salary Calculator: Negotiate Like You Know What You're Worth

I helped a friend negotiate $18k more on her offer with one calculator. Here's the tool + framework that gets you paid.

May 30, 20267 min read
ROI Calculator: How to Measure Investment Returns Like a Pro
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ROI Calculator: How to Measure Investment Returns Like a Pro

I run an ROI calculation before every investment, marketing spend, and SaaS purchase. Here's the framework + free tool that prevents bad bets.

May 30, 20266 min read
Crypto Tax Calculator: Avoid IRS Trouble Without Paying $200/Year
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Crypto Tax Calculator: Avoid IRS Trouble Without Paying $200/Year

I tested 5 crypto tax tools. The paid ones cost $50-200/year for math you can do free. Here's the working free option.

May 30, 20267 min read
Free Mortgage Calculator: Crush Your Home Loan in 2026
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Free Mortgage Calculator: Crush Your Home Loan in 2026

I used a mortgage calculator to save $74,000 on my home loan. Here's the exact tool + strategy you can use too.

May 30, 20266 min read
Compound Interest Calculator: How $100/Month Becomes $1M
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Compound Interest Calculator: How $100/Month Becomes $1M

Most people don't understand compound interest. I'll show you the math, the free calculator, and the one decision that 10x'd my future net worth.

May 30, 20266 min read